what is return of premium life insurance

What Is Return Of Premium Life Insurance?

Our hope is after this brief explanation you’ll know enough about this very popular life insurance feature in order to be able to consider it the next time you decide to run a life insurance quote or purchase a plan to protect the income your family needs. There are dozens of different kinds of plans…
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life insurance for 40 year olds

Finding The Best Life Insurance For 40 Year Olds

Life insurance is one of the best safety nets that you can buy for your family. It’s the best way that you can ensure that your loved ones are taken care of if anything tragic were to happen to you. Regardless of your age, you should be able to secure quality life insurance to give…
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Life Insurance With High Cholesterol

A significant part of the life insurance application process is the medical exam. Before the insurance company approves your application, they are going to want to know how much risk that you are for coverage. The more risk that you are, the more that they are going to charge you for the insurance protection. During…
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a white family laying down on the grass in a circle with kids, parents, and grandparents

Can I Get Life Insurance On My Parents?

When purchasing life insurance, many people will typically only obtain policies on those with whom a loss would cause some type of financial hardship. This does not only pertain to life insurance on your spouse but also, life insurance for parents. Certainly, this is true for many families. Even when adult children no longer depend…
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What Is Term Life Insurance?

What is term life insurance? This question comes up regularly from our clients so we thought we should take some time to answer it. Simply put, term life insurance is temporary life insurance coverage. Life insurance, for the most part, comes in two basic flavors, temporary and permanent. However, within those two basic flavors come…
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How Much Life Insurance Do I Need?

Life insurance is an important investment. No one wants to think about life going on without them in the picture, but not planning for the inevitable could leave your family with unmanageable debt. If there is one question we get asked the most regarding life insurance it’s, “How much life insurance do I need?” or…
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Should You Have Both Term and Permanent Life Insurance Coverage?

When considering the purchase of life insurance, there are two primary types of coverage that are available in the marketplace. These are term and permanent. Should you buy term or whole life insurance? In some cases, it is certain that one type or the other will fit a buyer’s needs. In other situations, though, there…
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What Are The Different Types Of Life Insurance Policies?

When it comes to life insurance, the customization options available to you can seem endless. Plan types, designs, riders and the various reasons and needs for life insurance are just as abundant as the hundreds of options and customization’s available to someone buying a new car these days! Getting a policy that meets your specific…
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Life Insurance for Pastors

Life insurance is a financial vehicle that is used as a tool for helping both families and businesses to survive the hardships of losing a breadwinner, a key executive, or other important individuals. In this same manner, life insurance for pastors should also be considered by those who are in the religious community as a…
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FEGLI Life Insurance

Life Insurance is an investment that can guarantee that your family will have the money that they need, no matter what happens to you. When you’re shopping for life insurance coverage, there are so many factors that you will need to look at to ensure that you’re getting the best plan for you. There are…
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