Using Life Insurance for Making Charitable Donations

Most people have at least one type of charity that is close to their heart – and typically offering assistance, either through a donation of time or money is something that we all strive for. One way to greatly increase the financial contribution that is made to a charitable organization is to use life insurance…
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Using Life Insurance to Fund College Expenses

It seems that today, the cost of a higher education has continued to rise, regardless of what else is happening in the economy. In fact, according to CollegeData.com, the average price tag for an in-state public college for the 2013-2014 school year was just under $22,900. For those who opted for even a moderately priced…
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What Happens If You Borrow From Your Life Insurance Policy?

Deciding which life insurance policy is best for you and your loved ones can be difficult. There are several different policy types to choose from. All of them have different advantages and disadvantages that you have to weigh. Each household is different, which means that everyone has varying life insurance preferences. Today, there are numerous…
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Were You Declined for Life Insurance…What To Do?

If you have any type of adverse health condition, you know that it can be difficult to qualify for life insurance – and in fact, you may even have been declined for coverage altogether in the past. If this is the case, you may not know what to do, as your need for life insurance…
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HSBC Life Insurance Review | Get Covered Without An Exam!

UPDATE: HSBC no longer directly sells life insurance products. They will direct you to myLifeApp which offers term life insurance coverage through AIG. For some individuals, obtaining life insurance can be harder than for others. This can be due in large part to having an adverse health condition, which essentially deems them as uninsurable for…
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5 Reasons You Shouldn’t Wait Any Longer To Buy Life Insurance

Life insurance is the best decision you’ll make for your family. It’s also a decision that many people tend to put off. Nobody likes to think about their death or what would happen to their loved ones. Though, not planning ahead could leave your family with serious financial strain. Most adults really need some sort…
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Finding the Best No Exam Life Insurance Policy

Life insurance is an important tool for nearly any good, solid financial plan. Just knowing that your loved ones will have the funds that they need, in case of the unexpected, can provide you and them with peace of mind. For many people, applying for life insurance coverage simply entails just filling out the application…
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Top 5 Best Companies for No Exam Life Insurance

Having life insurance is important to ensuring that you have a complete financial plan. With this type of coverage, the proceeds can be used by your loved ones and survivors for paying off debt and / or continuing to pay their retirement or living expenses going forward. It can also be used for paying the…
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Understanding Level Death Benefit Whole Life Insurance

So, what is level death benefit whole life insurance? Well, before answering that question, it’s best to understand a few other things first. When purchasing life insurance, consumers have two primary options that they can choose from. These are term and permanent coverage. With a term policy, pure death benefit coverage is provided, without any…
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Here Are All The Living Benefits of Life Insurance Policies

While most people will typically purchase life insurance coverage in order to provide death benefit proceeds for loved ones – or for some other entity of choice, over the past several years, life insurance policies have come up with some alternate concepts in how insureds are able to utilize the policies’ funds while they are…
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