A significant part of the life insurance application process is the medical exam. Before the insurance company approves your application, they are going to want to know how much risk that you are for coverage. The more risk that you are, the more that they are going to charge you for the insurance protection. During…Read More
The medical exam is going to look at your blood pressure, your heart rate, and your weight. If you’re an overweight applicant, you probably know you’re going to pay more for your life insurance policy. Being overweight can put you at risk for some serious health complications, like cardiovascular problems or diabetes. These health complications…Read More
If you’re living with a heart-related health condition, you can face a lot of difficult problems, but buying life insurance shouldn’t be one of them. Once upon a time, anyone that has had a heart attack or had any severe heart problems would never be able to get life insurance. If they did get life…Read More
Sleep apnea can have a dire impact on just about every area of your life. Not getting quality sleep can disrupt your everyday life. If you’re suffering from sleep apnea, you’ll not only be at a higher risk for depression and diabetes, but you’re also could end up paying more for life insurance coverage. Life…Read More
When you apply for life insurance protection, the insurance company is going to review dozens and dozens of different factors to determine how much they are going to charge you for insurance protection. Before the insurance company approves your application for life insurance, they are going to require that you take a medical exam. The…Read More
When applying for life insurance coverage, there are a variety of different criteria by which your premium – and even your overall approval – for a policy is determined. Certainly, your health ranks at the top of this list. One of the most common reasons that people don’t purchase life insurance is because they assume that…Read More
Life insurance is one of the most important purchases that you will ever make, but there are millions of people that don’t have the insurance protection that their family needs. Not having life insurance coverage is one of the worst mistakes that you could ever make. If you have any type of adverse health condition,…Read More