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Category Archives: no medical exam policies

Here’s How Graded Death Benefit Whole Life Insurance Works

In the past, those who had adverse health conditions had few choices when it came to applying for life insurance. Often, unfortunately, because an individual had some pre-existing condition, they would simply be turned down for a traditionally underwritten policy.

If you’re one of those people that have been turned down for life insurance coverage in the past, or you think that you can’t be accepted for insurance coverage, think again! In just about every case, there are several affordable life insurance options for you.Continue Reading

Understanding Simplified Issue Term Life Insurance

When applying for life insurance coverage, not everyone can qualify easily. For one reason or another, some applicants may be turned down for the policy that they need. This could be due to an adverse health condition, or it may be because they participate in hobbies which are actually considered to be dangerous or riskyContinue ReadingContinue Reading

Buying Life Insurance for People with High-Risk Activities or Occupations

When purchasing life insurance, the underwriters will review some different factors of the applicant. These will include the individual’s age current health condition, health history and family health history. However, there are also other criteria involved that can pose a risk to the insurance company that some applicants applying for life insurance may not beContinue ReadingContinue Reading

No Exam Life Insurance in 2018: The Who, What, When, Where and How

If you’re interested in no exam life insurance it’s always important to do your research. With 85 percent of consumers agreeing that most people need life insurance it isn’t shocking that life insurance is a topic that comes up frequently when discussing a person’s financial preparedness. The concern we see for many people is thatContinue ReadingContinue Reading

Top 7 Things to Consider Before Buying No Medical Exam Term Life Insurance

When applying for term life insurance coverage, many policies will require that an applicant undergo a medical examination prior to being approved. This is because the insurance company wants to ensure that it isn’t taking a costly risk on an individual who may be cause for a claim soon after taking on their coverage.Continue Reading

Understanding Rapid Decision Senior Whole Life Insurance

Although there are many seniors who can still easily obtain approval for life insurance, there are others who may not be able to do so due to various health related conditions. That doesn’t negate the need for having life insurance protection. The good news is that now there is a viable solution for obtaining coverageContinue ReadingContinue Reading

Finding the Best No Exam Life Insurance Policy

Life insurance is an important tool for nearly any good, solid financial plan. Just knowing that your loved ones will have the funds that they need, in case of the unexpected, can provide you and them with peace of mind. For many people, applying for life insurance coverage simply entails just filling out the applicationContinue ReadingContinue Reading

Top 5 Best Companies for No Exam Life Insurance

Having life insurance is important to ensuring that you have a complete financial plan. With this type of coverage, the proceeds can be used by your loved ones and survivors for paying off debt and / or continuing to pay their retirement or living expenses going forward. It can also be used for paying theContinue ReadingContinue Reading

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