UPDATE: HSBC no longer directly sells life insurance products.
They will direct you to myLifeApp which offers term life insurance coverage through AIG.
For some individuals, obtaining life insurance can be harder than for others.
This can be due in large part to having an adverse health condition, which essentially deems them as uninsurable for traditionally underwritten life insurance policies.
If you fall into this category, though, and you still need life insurance, there is good news.
Just because you can’t be accepted for a medically underwritten policy, does not mean that you have to go without life insurance coverage.
There are still several options that you can choose from to get quality coverage and protection for your family.
You can obtain life insurance coverage without the need to take a medical exam through HSBC’s no exam life insurance.
HSBC No Exam Life Insurance Policy
The HSBC no exam life insurance policy offers a number of options.
First, unlike many of the other no exam policies in the marketplace today that offer low amounts of coverage, you can opt for a face amount of up to $500,000.
For a lot of people, this is a huge advantage over other companies that only offer a small portion of that coverage limit, as we mentioned earlier.
Coverage is available to applicants up to age 65 – and, because applications are available online, it is possible to apply for coverage and to be approved within mere minutes.
This means that your loved ones can have the protection and the peace of mind that they deserve almost immediately.
This important coverage is also available in all 50 states – including New York.
If you’re someone that wants coverage as quickly as possible, this is going to be one of your best options.
With any traditional plan, you could wait a month or more to get approved for coverage.
How to Apply
If you’re ready to apply for an HSBC no exam life insurance policy, we can help.
In order to get the process started, we can assist you with obtaining a policy quote, based on the particular benefit amount that you need.
Simply use the form on this page to begin.
If you’ve read through this article and realize that HSBC no exam policy isn’t the best option for you, there are plenty of other options that we can help you decide between.
While you may think that you can only get coverage through a no medical exam, in most cases, this isn’t true.
We can help you find a company that will work perfectly for you.
HSBC Insurer Ratings
HSBC is rated as an A by A.M. Best.
This means that this insurer is considered to be financially strong in its claims-paying ability and reputation – and this is a very good thing, as you want your insurer to be there when your loved ones need them most.
Is HSBC No Exam Life Insurance Best For You?
When you’re looking to purchase a life insurance policy, it’s vital that you find a company that is going to view your application favorably, especially if you have any kind of health complications.
There are certain companies that have experience working with people with health problems like diabetes or cardiovascular issues, which means that even if you have some of these complications, you’ll still be able to get an underwritten plan.
Our agents can help you find the perfect plan to fit your specific situation. It’s vital that you get the insurance coverage you need without having to pay through the roof for it.
Should you have any questions along the way regarding premium quotes, no exam life insurance, or life insurance overall, our experts are happy to help.
Please feel free to contact us directly, toll-free, at 334-380-4188 and we’ll get you the answers that you need so that you’ll be back on your way to obtaining the coverage that you need now.