Life Insurance for Pastors

Life insurance is a financial vehicle that is used as a tool for helping both families and businesses to survive the hardships of losing a breadwinner, a key executive, or other important individuals. In this same manner, life insurance for pastors should also be considered by those who are in the religious community as a…
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FEGLI Life Insurance

Life Insurance is an investment that can guarantee that your family will have the money that they need, no matter what happens to you. When you’re shopping for life insurance coverage, there are so many factors that you will need to look at to ensure that you’re getting the best plan for you. There are…
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How Graded Death Benefit Whole Life Insurance Works

In the past, those who had adverse health conditions had few choices when it came to applying for life insurance. Often, unfortunately, because an individual had some pre-existing condition, they would simply be turned down for a traditionally underwritten policy. If you’re one of those people that have been turned down for life insurance coverage…
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Understanding Simplified Issue Term Life Insurance

When applying for life insurance coverage, not everyone can qualify easily. For one reason or another, some applicants may be turned down for the policy that they need. This could be due to an adverse health condition, or it may be because they participate in hobbies which are actually considered to be dangerous or risky…
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Buying Life Insurance for People with High-Risk Activities or Occupations

When purchasing life insurance, the underwriters will review some different factors of the applicant. These will include the individual’s age current health condition, health history, and family health history. However, there are also other criteria involved that can pose a risk to the insurance company that some applicants applying for life insurance may not be…
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No Exam Life Insurance Explained

If you’re interested in no exam life insurance it’s always important to do your research. With 85 percent of consumers agreeing that most people need life insurance it isn’t shocking that life insurance is a topic that comes up frequently when discussing a person’s financial preparedness. The concern we see for many people is that…
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American National Life Insurance Review

Life insurance is a big part of any complete financial plan. A policy can be used for many different purposes such as paying off debt(s), living expenses, or ensuring that a child or a grandchild will have money for a college education. There are several key criteria to keep in mind when looking for coverage.…
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Gerber Life Insurance Review

Life insurance is an integral part of almost any financial plan. While nobody ever wants to think about tragedy, unfortunate events can and do occur. When they do, it can help to be prepared financially. Before you purchase a life insurance policy for yourself or someone else, you will want to take into account several…
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Life Insurance for Stay-at-Home Moms

Gone should be the days of mostly writing life insurance on husbands. Not only are women much more likely to be the family’s primary caregiver but they are increasingly the primary breadwinner as well. Let’s try and imagine what the total cost would be to have a babysitter, personal chef, nurse, bookkeeper, counselor, chauffeur, scheduler,…
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Using Key Person Life Insurance To Protect Your Business

If you own or operate a business, it is likely that there are certain individuals that you rely on to help the business succeed. Oftentimes, these people will work in some type of management, partnership, or other ownership roles. These key employees are an essential component of the company’s overall success – and because of…
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